Updated December 2025

Most Affordable Software Engineering Degree Programs 2026

Discover the best value software engineering programs that deliver quality education without breaking the bank. Ranked by our Value Score algorithm that balances academic quality with affordability.

Programs Ranked:187
Median In-State Tuition:$9K/yr
Most Affordable:$3K/yr
Value Score Algorithm:Q/T
Key Takeaways
  • 1.Hakia's analysis of the most affordable software engineering degree programs reveals that software Engineers earn a median salary of $132,270 with 25% projected job growth through 2032 (BLS OES 2024)
  • 2.Top-ranked Software Engineering programs include Florida Atlantic University, Florida Polytechnic University, North Carolina A & T State University based on graduation rates, program strength, and career outcomes
  • 3.Best value: Florida Atlantic University offers software engineering education at $2,522/year with 77% graduation rate
  • 4.25 accredited Software Engineering programs analyzed using IPEDS 2023 completion data
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Best Software Engineering Programs - Top 10 Most Affordable

🥇

Bridgewater State University

Bridgewater, MAPublic

BSU delivers a comprehensive computer science education at under $1,000/year in-state tuition through the Massachusetts state university system, making it one of the most affordable accredited CS programs in the Northeast.

Programs:BS Computer ScienceBS Computer Science - Data Sci...
100.0
Score
$1K
Tuition/yr
97%
Grad Rate
Visit
Program

Bridgewater State University Software Engineering Program Overview

Hakia ranks Bridgewater State University as the #1 in software engineering degree program.

Bridgewater State University provides budget-friendly Software Engineering education at $910 per year, making quality education accessible to more students. Despite lower costs, the program maintains a strong 97% graduation rate. 30 miles from Boston tech hub

Hakia Insight: Through ties with Boston tech ecosystem and State Street Corporation, Bridgewater State University bridges the gap between academic training and industry practice.

Cost Breakdown

$910
Annual Tuition

Degree Programs

BS Computer Science
4 yearson-campus
BS Computer Science - Data Science concentration
4 yearson-campus

Research Labs & Institutes

Undergraduate Research Program

Faculty-mentored student research projects

Location Advantages

  • 30 miles from Boston tech hub
  • Access to Route 128 technology corridor
  • Strong alumni network in Massachusetts
  • Affordable cost of living in South Shore

Industry Partners

Boston tech ecosystemState Street Corporation

Career Outcomes

Top Employers:

State Street, Raytheon, EMC, Dell Technologies, Liberty Mutual

Common Roles:
Software DeveloperSystems AnalystData AnalystIT Specialist

Admissions

Acceptance: 89%
🥈

Western Carolina University

Cullowhee, NCPublic

WCU delivers computer science education at just $500/semester through NC Promise, making it one of America's most affordable pathways to a technology career while maintaining strong academic standards.

Programs:BS Computer ScienceBS Computer Information System...
82.3
Score
$1K
Tuition/yr
95%
Grad Rate
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Program

Western Carolina University Software Engineering Program Overview

Hakia ranks Western Carolina University as the #2 in software engineering degree program.

Western Carolina University provides budget-friendly Software Engineering education at $1,000 per year, making quality education accessible to more students. Despite lower costs, the program maintains a strong 95% graduation rate. NC Promise - $500/semester tuition

Hakia Insight: Western Carolina University leverages partnerships with Charlotte tech companies and Regional employers to offer students real-world project experience valued by employers.

Cost Breakdown

$1,000
Annual Tuition

Degree Programs

BS Computer Science
4 yearson-campus
BS Computer Information Systems
4 yearson-campus

Research Labs & Institutes

WCU Computing Labs

Student projects and research

Location Advantages

  • NC Promise - $500/semester tuition
  • Blue Ridge Mountain setting
  • Access to Charlotte and Asheville tech markets
  • Low cost of living

Industry Partners

Charlotte tech companiesRegional employers

Career Outcomes

Top Employers:

Bank of America, Wells Fargo, Duke Energy, Regional tech firms

Common Roles:
Software DeveloperSystems AnalystIT ManagerWeb Developer

Admissions

Acceptance: 87%
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Fayetteville State University

Fayetteville, NCPublic

As an NC Promise institution and HBCU, FSU provides accessible computer science education with strong military and government technology connections due to proximity to Fort Bragg.

Programs:BS Computer ScienceBS Mathematics with CS concent...
79.8
Score
$1K
Tuition/yr
86%
Grad Rate
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Program

Fayetteville State University Software Engineering Program Overview

Hakia ranks Fayetteville State University as the #3 in software engineering degree program.

Fayetteville State University provides budget-friendly Software Engineering education at $1,000 per year, making quality education accessible to more students. Despite lower costs, the program maintains a strong 86% graduation rate. NC Promise - $500/semester

Hakia Insight: Fayetteville State University's industry network — including Fort Bragg/Fort Liberty and Defense contractors — provides students with internship and hiring pathways.

Cost Breakdown

$1,000
Annual Tuition

Degree Programs

BS Computer Science
4 yearson-campus
BS Mathematics with CS concentration
4 yearson-campus

Research Labs & Institutes

Computer Science Lab

Programming and development

Location Advantages

  • NC Promise - $500/semester
  • HBCU with strong community
  • Fort Bragg proximity for defense careers
  • Research Triangle access

Industry Partners

Fort Bragg/Fort LibertyDefense contractors

Career Outcomes

Top Employers:

US Army, Defense contractors, State government, Regional tech firms

Common Roles:
Software DeveloperSystems AdministratorIT SpecialistDatabase Administrator

Admissions

Acceptance: 78%
Sources:uncfsu.edu
#4

Westfield State University

Westfield, MAPublic

Westfield State provides affordable access to computer science education in Western Massachusetts, serving students who want quality STEM education without relocating to the Boston area.

Programs:BS Computer ScienceBS Information Systems
75.2
Score
$1K
Tuition/yr
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Program
#5

Fitchburg State University

Fitchburg, MAPublic

Fitchburg State provides one of Massachusetts' most affordable pathways to a computer science degree while maintaining strong industry connections and hands-on learning opportunities.

Programs:BS in Computer ScienceMS in Computer Science+2 more
74.8
Score
$1K
Tuition/yr
Visit
Program
#6

University of North Carolina at Pembroke

Pembroke, NCPublic

UNCP combines NC Promise affordability with personalized education and strong support services, making computer science accessible to students from all backgrounds.

Programs:BS Computer ScienceBS Information Technology
69.2
Score
$1K
Tuition/yr
Visit
Program
#7

Florida Atlantic University

Boca Raton, FLPublic

FAU provides quality computing education in South Florida's growing tech corridor at Florida public university pricing, with strong emphasis on applied AI and practical industry skills.

Programs:BS Computer ScienceBS Computer Engineering+1 more
36.6
Score
$3K
Tuition/yr
78%
Grad Rate
Visit
Program
#8

University of North Carolina at Charlotte

Charlotte, NCPublic

UNC Charlotte combines large-program resources with Charlotte's booming tech economy, offering students access to major employers in banking, fintech, and enterprise software at North Carolina public university pricing.

Programs:BS Computer ScienceBS Data Science+1 more
29.8
Score
$4K
Tuition/yr
76%
Grad Rate
Visit
Program
#9

North Carolina A & T State University

Greensboro, NCPublic

As the largest HBCU, NC A&T combines significant research infrastructure and industry partnerships with a commitment to developing diverse technology talent for major employers.

Programs:BS Computer ScienceBS Computer Engineering
28.7
Score
$4K
Tuition/yr
84%
Grad Rate
Visit
Program
#10

Lake Washington Institute of Technology

Kirkland, WAPublic

LWTech's focused technical education model and Eastside location provide direct industry connections to Seattle's tech corridor at public college pricing.

Programs:Bachelor of Applied Science in...Associate of Applied Science -...+4 more
28.1
Score
$3K
Tuition/yr
43%
Grad Rate
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Program

Best Software Engineering Programs - Top 10 Most Affordable — Complete Program Data

  1. #1. Bridgewater State University Software Engineering Program

    Hakia ranks Bridgewater State University as the #1 in software engineering degree program. Location: Bridgewater, MA | Type: Public | Tuition: $910/year | Graduation Rate: 97% | Score: 100.0

    What makes Bridgewater State University stand out: BSU delivers a comprehensive computer science education at under $1,000/year in-state tuition through the Massachusetts state university system, making it one of the most affordable accredited CS programs in the Northeast.

    Hakia Insight: Through ties with Boston tech ecosystem and State Street Corporation, Bridgewater State University bridges the gap between academic training and industry practice.

    Program Overview: Bridgewater State University offers one of Massachusetts' most affordable computer science programs through its College of Science and Mathematics. The department emphasizes hands-on learning with small class sizes averaging 20 students, providing personalized attention rare at this price point. Students complete a rigorous curriculum covering algorithms, software engineering, databases, and networking, with opportunities for undergraduate research and industry internships through BSU's strong ties to Boston-area technology companies.

    Degree Programs: BS Computer Science (4 years); BS Computer Science - Data Science concentration (4 years)

    Research Labs: Undergraduate Research Program - Faculty-mentored student research projects

    Industry Partners: Boston tech ecosystem, State Street Corporation

    Career Outcomes: | Top Employers: State Street, Raytheon, EMC, Dell Technologies, Liberty Mutual | Common Roles: Software Developer, Systems Analyst, Data Analyst, IT Specialist

    Admissions: | Acceptance Rate: 89%

  2. #2. Western Carolina University Software Engineering Program

    Hakia ranks Western Carolina University as the #2 in software engineering degree program. Location: Cullowhee, NC | Type: Public | Tuition: $1,000/year | Graduation Rate: 95% | Score: 82.3

    What makes Western Carolina University stand out: WCU delivers computer science education at just $500/semester through NC Promise, making it one of America's most affordable pathways to a technology career while maintaining strong academic standards.

    Hakia Insight: Western Carolina University leverages partnerships with Charlotte tech companies and Regional employers to offer students real-world project experience valued by employers.

    Program Overview: Western Carolina University offers exceptional value through North Carolina's NC Promise Tuition Plan, providing in-state students a four-year degree for just $500 per semester. The Computer Science program combines theoretical foundations with practical application, preparing graduates for careers in software development and IT. Located in the Blue Ridge Mountains, WCU provides a unique blend of affordable education and quality of life.

    Degree Programs: BS Computer Science (4 years); BS Computer Information Systems (4 years)

    Research Labs: WCU Computing Labs - Student projects and research

    Industry Partners: Charlotte tech companies, Regional employers

    Career Outcomes: | Top Employers: Bank of America, Wells Fargo, Duke Energy, Regional tech firms | Common Roles: Software Developer, Systems Analyst, IT Manager, Web Developer

    Admissions: | Acceptance Rate: 87%

  3. #3. Fayetteville State University Software Engineering Program

    Hakia ranks Fayetteville State University as the #3 in software engineering degree program. Location: Fayetteville, NC | Type: Public | Tuition: $1,000/year | Graduation Rate: 86% | Score: 79.8

    What makes Fayetteville State University stand out: As an NC Promise institution and HBCU, FSU provides accessible computer science education with strong military and government technology connections due to proximity to Fort Bragg.

    Hakia Insight: Fayetteville State University's industry network — including Fort Bragg/Fort Liberty and Defense contractors — provides students with internship and hiring pathways.

    Program Overview: Fayetteville State University, an HBCU in the UNC System, offers affordable computer science education with NC Promise pricing at $500 per semester. The program provides solid foundations in programming, algorithms, and software development. FSU's location near Fort Bragg provides unique opportunities for defense-related technology careers and government contracts.

    Degree Programs: BS Computer Science (4 years); BS Mathematics with CS concentration (4 years)

    Research Labs: Computer Science Lab - Programming and development

    Industry Partners: Fort Bragg/Fort Liberty, Defense contractors

    Career Outcomes: | Top Employers: US Army, Defense contractors, State government, Regional tech firms | Common Roles: Software Developer, Systems Administrator, IT Specialist, Database Administrator

    Admissions: | Acceptance Rate: 78%

  4. #4. Westfield State University Software Engineering Program

    Hakia ranks Westfield State University as the #4 in software engineering degree program. Location: Westfield, MA | Type: Public | Tuition: $970/year | Score: 75.2

    What makes Westfield State University stand out: Westfield State provides affordable access to computer science education in Western Massachusetts, serving students who want quality STEM education without relocating to the Boston area.

    Hakia Insight: Westfield State University leverages partnerships with Springfield area employers and MassMutual to offer students real-world project experience valued by employers.

    Program Overview: Westfield State University offers computer science programs in Western Massachusetts' Pioneer Valley. The Computer and Information Science department provides a comprehensive curriculum covering programming, databases, networks, and software engineering. Small class sizes ensure personalized attention, while the program's affordability makes it accessible to students throughout the region. WSU prepares graduates for careers in software development, IT management, and data analysis.

    Degree Programs: BS Computer Science (4 years); BS Information Systems (4 years)

    Research Labs: Computer Science Labs - Programming and systems

    Industry Partners: Springfield area employers, MassMutual

    Career Outcomes: | Top Employers: MassMutual, Baystate Health, Big Y, Smith & Wesson | Common Roles: Software Developer, Systems Analyst, Database Administrator, IT Manager

    Admissions: | Acceptance Rate: 88%

  5. #5. Fitchburg State University Software Engineering Program

    Hakia ranks Fitchburg State University as the #5 in software engineering degree program. Location: Fitchburg, MA | Type: Public | Tuition: $970/year | Score: 74.8

    What makes Fitchburg State University stand out: Fitchburg State provides one of Massachusetts' most affordable pathways to a computer science degree while maintaining strong industry connections and hands-on learning opportunities.

    Hakia Insight: Fitchburg State University graduates earn $86,320, driven by the program's industry connections and hands-on software engineering curriculum.

    Program Overview: Fitchburg State University delivers computer science education in North Central Massachusetts with a focus on practical, career-ready skills. The program covers core areas including programming, data structures, databases, and software engineering. FSU emphasizes experiential learning through internships and capstone projects. The university's affordable tuition makes quality computer science education accessible to students throughout the region.

    Degree Programs: BS in Computer Science (4 years); MS in Computer Science (not specified); MS in Computer Science - Data Science Concentration (not specified); MS in Computer Science - Cybersecurity Concentration (not specified)

    Research Labs: Computer Science Labs - Programming and systems development

    Industry Partners: Central MA employers, SimpliSafe

    Career Outcomes: Placement Rate: 95% | Common Roles: application programmer, mobile app developer, web developer, video game developer, interface designer, systems analyst, database manager, data scientist

    Admissions:

  6. #6. University of North Carolina at Pembroke Software Engineering Program

    Hakia ranks University of North Carolina at Pembroke as the #6 in software engineering degree program. Location: Pembroke, NC | Type: Public | Tuition: $1,000/year | Score: 69.2

    What makes University of North Carolina at Pembroke stand out: UNCP combines NC Promise affordability with personalized education and strong support services, making computer science accessible to students from all backgrounds.

    Hakia Insight: University of North Carolina at Pembroke's Computing Labs creates a direct research-to-career pipeline with Regional employers, bridging academic research and industry practice.

    Program Overview: UNC Pembroke offers NC Promise tuition at $500 per semester, making it among the nation's most affordable options for computer science education. The Mathematics and Computer Science department provides a well-rounded curriculum emphasizing problem-solving and technical skills. UNCP has a strong commitment to serving first-generation and underserved students.

    Degree Programs: BS Computer Science (4 years); BS Information Technology (4 years)

    Research Labs: Computing Labs - Student development projects

    Industry Partners: Regional employers

    Career Outcomes: | Top Employers: Regional tech firms, Healthcare systems, Government agencies | Common Roles: Software Developer, IT Support, Systems Analyst, Web Developer

    Admissions: | Acceptance Rate: 92%

    Accreditations: ABET accredited

  7. #7. Florida Atlantic University Software Engineering Program

    Hakia ranks Florida Atlantic University as the #7 in software engineering degree program. Location: Boca Raton, FL | Type: Public | Tuition: $2,522/year | Graduation Rate: 78% | Score: 36.6

    What makes Florida Atlantic University stand out: FAU provides quality computing education in South Florida's growing tech corridor at Florida public university pricing, with strong emphasis on applied AI and practical industry skills.

    Hakia Insight: Florida Atlantic University's direct partnerships with IBM and Office Depot give students a competitive edge through industry-embedded projects and recruiting pipelines.

    Program Overview: FAU's College of Engineering and Computer Science serves South Florida's technology needs from Boca Raton. The department offers programs in computer science, computer engineering, and AI, with growing research in machine learning and autonomous systems. FAU's location provides access to South Florida's diverse economy including tech startups, healthcare, and financial services.

    Degree Programs: BS Computer Science (4 years); BS Computer Engineering (4 years); BS AI and Machine Learning (4 years)

    Research Labs: FAU Institute for Sensing and Embedded Network Engineering (i-SENSE) - Sensing and embedded network engineering; NSF Industry/University Cooperative Research Center, Center for Advanced Knowledge Enablement (CAKE) - Advanced knowledge enablement; Center for Connected Autonomy and Artificial Intelligence (CA-AI) - Networked AI and connected autonomous systems; NSF AIDL: Artificial Intelligence and Deep Learning Lab - Artificial intelligence and deep learning; Applied DSP and Machine Learning Lab - Digital signal processing and machine learning; Algorithms and Applied Machine Learning Lab (AAML) - Algorithm design, optimization, and applied machine learning

    Industry Partners: IBM, Office Depot, ADT

    Career Outcomes: | Common Roles: Software Engineer, Software Architect, Big Data Engineer, Data Analytics Engineer, Database Engineer, Mobile Application Engineer, Cybersecurity Engineer, Senior Application Developer, IoT Engineer, Computer Systems Engineer, Embedded Systems Engineer

    Notable Faculty: Jason Hallstrom (Sensing and embedded network engineering); Borko Furht (Advanced knowledge enablement); Dimitris Pados (Connected autonomy and artificial intelligence)

    Admissions:

    Accreditations: ABET accredited

  8. #8. University of North Carolina at Charlotte Software Engineering Program

    Hakia ranks University of North Carolina at Charlotte as the #8 in software engineering degree program. Location: Charlotte, NC | Type: Public | Tuition: $3,812/year | Graduation Rate: 76% | Score: 29.8

    What makes University of North Carolina at Charlotte stand out: UNC Charlotte combines large-program resources with Charlotte's booming tech economy, offering students access to major employers in banking, fintech, and enterprise software at North Carolina public university pricing.

    Hakia Insight: University of North Carolina at Charlotte leverages partnerships with Bank of America and Wells Fargo to offer students real-world project experience valued by employers.

    Program Overview: UNC Charlotte's College of Computing and Informatics is the largest computing college in the Carolinas, offering comprehensive programs in computer science, data science, and software engineering. Located in Charlotte's University City, students have direct access to the Southeast's largest banking center and growing technology hub. The college emphasizes industry connections through internship programs and corporate partnerships.

    Degree Programs: BS Computer Science (4 years); BS Data Science (4 years); BS Software Engineering (4 years)

    Research Labs: Visualization Center - Data visualization research; Cybersecurity Lab - Security research and education

    Industry Partners: Bank of America, Wells Fargo, Lowe's

    Career Outcomes: | Top Employers: Bank of America, Wells Fargo, Lowe's, Duke Energy, Red Ventures | Common Roles: Software Engineer, Data Scientist, DevOps Engineer, Full Stack Developer

    Notable Faculty: Dayle Janus (Software Engineering Bootcamp Program Director)

    Admissions: | Acceptance Rate: 80%

    Accreditations: ABET accredited CS program

  9. #9. North Carolina A & T State University Software Engineering Program

    Hakia ranks North Carolina A & T State University as the #9 in software engineering degree program. Location: Greensboro, NC | Type: Public | Tuition: $3,540/year | Graduation Rate: 84% | Score: 28.7

    What makes North Carolina A & T State University stand out: As the largest HBCU, NC A&T combines significant research infrastructure and industry partnerships with a commitment to developing diverse technology talent for major employers.

    Hakia Insight: North Carolina A & T State University graduates earn $126,830, driven by the program's industry connections and hands-on software engineering curriculum.

    Program Overview: North Carolina A&T, the nation's largest HBCU, offers strong computer science programs through its College of Engineering. The university has significant research funding and industry partnerships, particularly in defense, aerospace, and emerging technologies. A&T graduates are highly recruited by Fortune 500 companies and government agencies, with strong placement in technology roles.

    Degree Programs: BS Computer Science (4 years); BS Computer Engineering (4 years)

    Research Labs: Center for Trustworthy AI (CTA) - Safety, security, and reliability of AI-driven technology through inclusive and multidisciplinary research; CASIS - Center for Academic Studies in Identity Sciences - Biometrics and identity security for intelligence community applications; Center for Cyber Defense - Information Assurance Education, Research, and Technology; Cyber Defense and AI Lab - Cybersecurity, cyber identity, trustworthy and explainable AI, adversarial machine learning, and data science

    Industry Partners: Lockheed Martin, Northrop Grumman, IBM, Microsoft, Intel, SAS, National Science Foundation, National Security Agency, NASA, U.S. Air Force

    Career Outcomes: | Top Employers: Lockheed Martin, Northrop Grumman, IBM, Microsoft, Intel, SAS | Common Roles: Computer and Information Research Scientist, Information Security Analyst, Software Developer, Software Engineer, Computer Network Architect, Systems Engineer

    Notable Faculty: Dr. Kaushik Roy (Computer Science, Cybersecurity, Trustworthy AI); Dr. Xiaohong Yuan (Biometrics and Identity Sciences); Dr. Huiming (Anna) Yu (Computer Science)

    Admissions:

    Accreditations: NSA CAE-CD (Center of Academic Excellence in Cyber Defense), DHS CAE-CD

  10. #10. Lake Washington Institute of Technology Software Engineering Program

    Hakia ranks Lake Washington Institute of Technology as the #10 in software engineering degree program. Location: Kirkland, WA | Type: Public | Tuition: $3,195/year | Graduation Rate: 43% | Score: 28.1

    What makes Lake Washington Institute of Technology stand out: LWTech's focused technical education model and Eastside location provide direct industry connections to Seattle's tech corridor at public college pricing.

    Hakia Insight: Students at Lake Washington Institute of Technology benefit from active collaborations with Microsoft and Amazon, connecting classroom learning to the workforce.

    Program Overview: Lake Washington Institute of Technology is Washington's only public institute of technology, focusing exclusively on professional-technical education. LWTech offers BAS degrees in software development and other technology fields, with curriculum designed in partnership with Eastside employers. The college emphasizes hands-on learning and industry certifications.

    Degree Programs: Bachelor of Applied Science in Information Technology: Computing and Software Development (6 quarters at full-time enrollment); Associate of Applied Science - Transfer in Computing and Software Development (not specified); C++/C# Programmer Certificate of Completion (not specified); Software Development Certificate of Proficiency (not specified); Web Applications Development Certificate of Proficiency (not specified); Web Development Certificate of Completion (not specified)

    Industry Partners: Microsoft, Amazon, Tableau, T-Mobile, Stockcharts.com

    Career Outcomes: | Top Employers: Microsoft, T-Mobile, Stockcharts.com | Common Roles: software engineers, QA engineers, project managers

    Notable Faculty: Alexandra Vaschillo (Computing Software Development)

    Admissions:

    Accreditations: Various industry certifications

Best Software Engineering Programs - Compare Top 5 Most Affordable

SchoolLocationTypeTuitionGrad RateScore
#1 Bridgewater State University
Bridgewater, MA
Public
$910
97%
100.0/100
#2 Western Carolina University
Cullowhee, NC
Public
$1,000
95%
82.3/100
#3 Fayetteville State University
Fayetteville, NC
Public
$1,000
86%
79.8/100
#4 Westfield State University
Westfield, MA
Public
$970
N/A
75.2/100
#5 Fitchburg State University
Fitchburg, MA
Public
$970
N/A
74.8/100

Online Programs

Flexibility & Lower Cost

On-Campus Programs

Networking & Experience

Average Tuition$15,000/year$58,000/year
FlexibilityWork while studyingFixed schedule, set location
NetworkingLimited hands-on lab accessIn-person connections
Top ProgramPenn State World Campus (ABET-accredited), ASU Online, WGUCarnegie Mellon, MIT, Stanford, Cal Poly SLO (ABET), Georgia Tech

Online Programs

Flexibility & Lower Cost

On-Campus Programs

Networking & Experience

Average Tuition$15,000/year$58,000/year
FlexibilityWork while studyingFixed schedule, set location
NetworkingLimited hands-on lab accessIn-person connections
Top ProgramPenn State World Campus (ABET-accredited), ASU Online, WGUCarnegie Mellon, MIT, Stanford, Cal Poly SLO (ABET), Georgia Tech

Top 25 Most Affordable Software Engineering Programs 2026

RankInstitutionLocationTuitionValue ScoreGrad Rate
1Bridgewater State UniversityBridgewater, MA$91097%
2Western Carolina UniversityCullowhee, NC$1,00095%
3Fayetteville State UniversityFayetteville, NC$1,00086%
4Westfield State UniversityWestfield, MA$970
5Fitchburg State UniversityFitchburg, MA$970
6University of North Carolina at PembrokePembroke, NC$1,000
7Florida Atlantic UniversityBoca Raton, FL$2,52278%
8University of North Carolina at CharlotteCharlotte, NC$3,81276%
9North Carolina A & T State UniversityGreensboro, NC$3,54084%
10Lake Washington Institute of TechnologyKirkland, WA$3,19543%
11Green River CollegeAuburn, WA$4,07499%
12Bellevue CollegeBellevue, WA$4,07496%
13Florida Polytechnic UniversityLakeland, FL$3,15281%
14University of North FloridaJacksonville, FL$3,99682%
15University of Central FloridaOrlando, FL$4,47893%
16Kennesaw State UniversityKennesaw, GA$4,45066%
17University of FloridaGainesville, FL$4,47795%
18Georgia Southern UniversityStatesboro, GA$4,37194%
19Austin Community College DistrictAustin, TX$2,010
20University of North Carolina WilmingtonWilmington, NC$4,44379%
21University of West FloridaPensacola, FL$3,73584%
22University of South FloridaTampa, FL$4,55985%
23San Diego State UniversitySan Diego, CA$5,74283%
24North Seattle CollegeSeattle, WA$4,45850%
25Florida Gulf Coast UniversityFort Myers, FL$4,19195%

Showing 125 of 50

How Much Does a Software Engineering Affordable Degree Cost?

The total cost of a affordable's degree in Software Engineering ranges from $45,920 at public universities to over $232,000 at elite private institutions. Financial aid, scholarships, and in-state tuition significantly reduce out-of-pocket costs (Research.com, OnlineU, US News).

  • Public University (In-State): $11,480/year × 4 years = $45,920 total
  • Public University (Out-of-State): $28,000/year × 4 years = $112,000 total
  • Private University: $58,000/year × 4 years = $232,000 total
  • Online Programs: $15,000/year × 4 years = $60,000 total

With median starting salaries of $130,160, most graduates achieve positive ROI within 3-5 years. Financial aid recipients often pay 30-50% less than sticker price.

Calculate Your ROI
Enter your details to estimate your degree return on investment
$

Leave blank to use average cost for selected program type

20 years
10 years20 years30 years
20-Year ROI

+907%

Net gain divided by total investment. ROI above 200% is considered excellent for education investments.

Net Gain

$1,677,254

Your additional lifetime earnings with this degree vs. working without one, minus the total investment.

Break-Even

5 years

Years until your cumulative earnings exceed total investment. Shorter programs often break even faster due to lower opportunity cost.

COL-Adjusted Salary

$133,333

Your starting salary adjusted for local cost of living. This shows real purchasing power compared to a $100K national baseline.

Why does break-even change with program type? Your "total investment" includes both tuition AND opportunity cost (foregone earnings while in school). A 4-year full-time public university (in-state) means 4 years of not earning a salary ($140,000 in opportunity cost). Shorter full-time programs may have higher tuition but lower total investment because you return to the workforce sooner.

Detailed Breakdown
How we calculate your degree ROI using real salary data
Total Investment$185,000

Tuition plus opportunity cost (earnings you miss while in school)

Program Cost (Tuition)$45,000

Direct cost of the degree program

Opportunity Cost$140,000

4 years × $35K/year foregone salary while studying full-time

20-Year Earnings (with degree)$2,712,662

Projected career earnings starting after graduation, with salary growth

20-Year Earnings (without degree)$850,408

What you'd earn working at $35K/year with 2% annual growth

Starting Salary (Austin, TX)$140,000

Median salary for this role in your selected location (BLS 2024)

Annualized Return4.9%

Your investment's compound annual growth rate (similar to stock market returns)

Data sources: BLS OEWS May 2024, IPEDS 2023. Calculations use median salaries, 3% discount rate, and assume salary growth declines from 6% to 2% over career. Individual results will vary. | Powered by Hakia.com

Affordable Software Engineering Degrees: Quality Education Without the Debt

Software Engineering education doesn't require six-figure debt. Our analysis of accredited programs reveals exceptional value opportunities, with the most affordable in-state programs delivering quality education at a fraction of private school costs.

Public universities in Southern and Western states lead our affordable rankings, offering strong academics with affordable tuition. These programs maintain competitive graduation rates, industry partnerships, and excellent job placement—proving that cost doesn't determine quality in software engineering education.

Our methodology prioritizes total value by calculating a Value Score that divides academic quality metrics by tuition cost. This ensures we're recommending programs that deliver the best education for your dollar, not just the cheapest options regardless of quality. See our full ranking methodology for details on how we calculate Value Scores.

True Cost Breakdown

The true cost of a Software Engineering degree extends beyond tuition. Understanding total cost of attendance helps you budget accurately and compare programs fairly. According to College Board, non-tuition expenses add $12,000-$25,000 annually to degree costs.

Full Cost Breakdown:

  • Tuition — $3,000-$15,000/year (in-state public) vs $30,000-$60,000/year (private)
  • Fees — $500-$3,000/year (technology, activity, health fees)
  • Books/Supplies — $500-$1,500/year; e-textbooks and open resources reduce costs
  • Housing — $8,000-$15,000/year; off-campus often cheaper than dorms
  • Food — $3,000-$5,000/year; meal plans vs. cooking varies widely
  • Transportation — $1,000-$3,000/year; car-free campuses save significantly
  • Personal/Misc — $2,000-$4,000/year; includes phone, entertainment, supplies

Cost-Saving Strategy: Use each school's Net Price Calculator for personalized estimates including financial aid. Sticker price rarely reflects actual cost.

In-State Tuition Strategies

Establishing in-state residency can reduce Software Engineering degree costs by $40,000-$80,000 over four years. Each state has different requirements, but most allow residency establishment within 12 months.

Common Residency Requirements:

  • Physical presence — 12 consecutive months living in state before enrollment
  • Intent to remain — Driver's license, voter registration, vehicle registration in state
  • Financial independence — If under 24, may need parents to establish residency too
  • Employment — Some states require working in-state during residency year

Gap Year Strategy: Work in your target state for a year before starting college. You'll earn money, establish residency, and save tens of thousands on tuition. Many tech hubs (Austin, Seattle, Denver) offer good entry-level tech jobs.

Regional Agreements: Some states offer reduced tuition through compacts like WUE (Western Undergraduate Exchange) or MSEP (Midwest Student Exchange)—typically 150% of in-state tuition.

Save with Transfer Credits

Starting at a community college before transferring can reduce Software Engineering degree costs by $20,000-$40,000. According to Community College Research Center, transfer students who complete associate's degrees before transferring achieve similar graduation rates to direct admits at four-year schools.

Transfer Pathway Strategy:

  • Complete 60+ credits at community college (~$8,000-$15,000 total)
  • Target transfer agreements — Many states guarantee admission to public universities for CC graduates
  • Focus on transferable courses — General education and intro CS courses transfer most reliably
  • Maintain 3.5+ GPA — Transfer admission is often more competitive than freshman admission

Transfer-Friendly Universities:

  • UC System — TAG (Transfer Admission Guarantee) with CA community colleges
  • UT Austin — CAP program guarantees transfer after one year at other UT campuses
  • Arizona State — MAPP agreements with Maricopa Community Colleges
  • Many state schools — 2+2 articulation agreements guarantee credit transfer

Hidden Costs to Watch

Beyond published tuition, Software Engineering programs have hidden costs that can add $5,000-$15,000 to your degree. Identifying these upfront prevents budget surprises.

Commonly Overlooked Expenses:

  • Lab fees — $200-$500/semester for specialized courses (networking, hardware, security labs)
  • Software licenses — Some professional tools (MATLAB, specialized IDEs) require purchase; check if school provides
  • Laptop requirements — Many programs mandate specific specs; $1,000-$2,000 if you need new hardware
  • Certification exam fees — $200-$500 per attempt for industry certs (AWS, CompTIA)
  • Professional memberships — $50-$200/year for ACM, IEEE (often discounted for students)
  • Interview travel — $500-$2,000 for senior-year job interviews if companies don't cover

Questions to Ask Admissions:

  • What fees are not included in published tuition?
  • Are required textbooks and software included?
  • What laptop specifications are required?
  • Are there additional costs for capstone or thesis credits?

Graduate Debt-Free Strategies

Graduating debt-free from a Software Engineering program is achievable with strategic planning. According to TICAS, 30% of bachelor's graduates complete their degrees without student loans. Here's how to join them.

Debt-Free Strategies:

  • Community college start — Complete 2 years for ~$7,000 vs $30,000+ at 4-year schools
  • Work part-time — 15-20 hours/week at $15-20/hour covers living expenses; campus IT jobs are ideal
  • Employer tuition programs — Companies like Starbucks, Amazon, and Target offer full tuition coverage
  • AmeriCorps/Peace Corps — Earn $6,500+ education award per year of service
  • Tuition payment plans — Interest-free monthly payments avoid loans for manageable amounts

Income While in School:

  • Paid internships — ${programName} interns earn $4,000-$8,000/month in summer
  • Freelance work — Web development, tutoring, or technical writing at $25-75/hour
  • Teaching/tutoring — Campus tutoring centers pay $12-20/hour
  • Research positions — $15-25/hour working with faculty
$75,000
Starting Salary
$125,000
Mid-Career
+0.25%
Job Growth
162,900
Annual Openings

Career Paths

+0.25%

Design, develop, and maintain software applications and systems

Median Salary:$130,160

Systems Software Developer

SOC 15-1252
+0.24%

Create operating systems and network distribution software

Median Salary:$120,730

Application Developer

SOC 15-1252
+0.26%

Build mobile and web applications for end users

Median Salary:$118,310

DevOps Engineer

SOC 15-1252
+0.28%

Bridge development and operations for continuous integration

Median Salary:$125,300

Quality Assurance Engineer

SOC 15-1253
+0.22%

Test software applications for bugs and performance issues

Median Salary:$98,220

Technical Lead

SOC 15-1252
+0.2%

Guide development teams and make technical architecture decisions

Median Salary:$155,000

Product Manager (Technical)

SOC 11-3021
+0.19%

Manage software product development lifecycle and strategy

Median Salary:$142,000

Solutions Architect

SOC 15-1241
+0.17%

Design technical solutions for complex business problems

Median Salary:$165,000

Most Affordable States for Software Engineering Education

StateTotal ProgramsMedian TuitionTop Program
Most Affordable Software Engineering Programs in Washington5$4,074Green River College
Most Affordable Software Engineering Programs in North Carolina6$4,443North Carolina A & T State University
Most Affordable Software Engineering Programs in Florida10$4,477Florida Atlantic University
Most Affordable Software Engineering Programs in Louisiana5$5,407Grambling State University
Most Affordable Software Engineering Programs in Oklahoma2$5,417University of Oklahoma-Norman Campus
Most Affordable Software Engineering Programs in California21$5,742California Polytechnic State University-San Luis Obispo
Most Affordable Software Engineering Programs in Idaho3$5,992Boise State University
Most Affordable Software Engineering Programs in Montana2$6,056Montana State University
Most Affordable Software Engineering Programs in Utah6$6,496Weber State University
Most Affordable Software Engineering Programs in New York11$7,070Stony Brook University
Most Affordable Software Engineering Programs in Wisconsin4$8,455University of Wisconsin-Platteville
Most Affordable Software Engineering Programs in Texas15$8,685Tarleton State University
Most Affordable Software Engineering Programs in Tennessee6$8,764Middle Tennessee State University
Most Affordable Software Engineering Programs in Iowa2$9,016Iowa State University

Financial Aid Strategies for Software Engineering Students

Software engineering students have access to numerous financial aid opportunities beyond traditional federal aid. STEM-specific scholarships are available from organizations like the National Science Foundation, IEEE, and major technology companies including Google, Microsoft, and Apple.

Many employers offer tuition reimbursement programs for software engineering degrees, particularly for working professionals pursuing part-time or online programs. Companies like Amazon, IBM, and Starbucks provide substantial educational benefits that can significantly reduce out-of-pocket costs.

  • Complete FAFSA applications by March 1st for maximum state and institutional aid eligibility
  • Apply for STEM scholarships from NSF, IEEE, and technology companies
  • Research state-specific programs like Georgia HOPE Scholarship or Florida Bright Futures
  • Consider work-study programs and research assistantships at your target universities
  • Explore employer tuition benefits if currently working in technology
  • Look into cooperative education programs that provide paid work experience

Choosing Your Affordable Software Engineering Program

Choose University of Florida if:
  • Cost is your primary concern and you qualify for in-state tuition
  • You want the lowest total cost with ABET accreditation
  • You prefer a warm climate and growing tech scene in Florida
  • You value high graduation rates and comprehensive student support
Choose Georgia Tech if:
  • You want a top-ranked program with affordable tuition
  • You're interested in cutting-edge research opportunities
  • You want access to Atlanta's thriving tech ecosystem
  • You're willing to handle more rigorous academic competition
Choose NC State if:
  • You prefer smaller class sizes with personalized attention
  • You want access to Research Triangle Park internships
  • You value a collaborative learning environment
  • You're interested in government contracting opportunities
Choose out-of-state programs if:
  • Your state lacks quality affordable options
  • You can establish residency for reduced tuition in year 2
  • You receive substantial merit scholarships
  • The career opportunities justify the additional cost

Coding Bootcamps: An Alternative to a Software Engineering Degree

Coding bootcamps offer an accelerated pathway into tech careers, typically lasting 3-6 months. While they can't replace the depth of a formal degree, they provide practical skills for entry-level positions.

What is a Coding Bootcamp?

A coding bootcamp is an intensive, short-term training program designed to teach practical programming and tech skills. Unlike traditional degrees, bootcamps focus on job-ready skills and real-world projects.

Who Bootcamps Are Best For

  • Career changers looking for a fast entry into tech
  • Professionals wanting to add coding skills
  • Those who prefer hands-on learning over academics
  • Budget-conscious learners

What People Love

Based on discussions from r/codingbootcamp, r/cscareerquestions, and r/learnprogramming

  • Focus on practical skills that matter day-to-day on the job
  • Learn full-stack development, not just theory
  • Career changers often succeed—bootcamps welcome non-CS backgrounds
  • Many programs offer job guarantees or money-back options
  • Graduate with production-quality projects to show employers

Common Concerns

Honest feedback from bootcamp graduates and industry professionals

  • Fast pace means less time to deeply understand concepts
  • Self-taught developers question if bootcamp is worth the cost
  • Success depends heavily on your effort outside class hours
  • May need additional prep for technical interviews
  • Not all bootcamps teach best practices for enterprise code
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Explore Bootcamps with Springboard

Springboard offers career-focused bootcamps with 1-on-1 mentorship from industry professionals. Their programs include a job guarantee—complete all requirements, and if you don't land a qualifying role, you may be eligible for a full tuition refund.

Programs for Software Engineering careers:

  • Software Engineering Career Track
  • Data Science Career Track
  • Cybersecurity Career Track
1-on-1 MentorshipJob GuaranteeFlexible Payment

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Frequently Asked Questions About Software Engineering Degrees

Data Sources and Methodology

Institutional characteristics, tuition, graduation rates, and completion data

Total cost of attendance, financial aid, and earnings data

Occupational employment and wage statistics for software developers

Accreditation status for engineering and technology programs

Taylor Rupe

Taylor Rupe

Co-founder & Editor (B.S. Computer Science, Oregon State • B.A. Psychology, University of Washington)

Taylor combines technical expertise in computer science with a deep understanding of human behavior and learning. His dual background drives Hakia's mission: leveraging technology to build authoritative educational resources that help people make better decisions about their academic and career paths.